What Determines My Life Insurance Policy?
Our brokers at Benefit Bloc are here to help you determine which life insurance policy you should choose to meet your needs. We are a fully independent agency with the ability to get quotes from over 70 life insurance carriers. You don't have to worry about researching, comparing, and contrasting policies... we do it for you!
Call (866) 207-0594 to schedule your FREE consultation and get a quote on a quality life insurance policy.
With family life insurance, your kids can afford college tuition. That's taking care of their future.
Select the Right Life Insurance Policy for You
Term Life Insurance
Term life insurance lasts for the number of years you choose to purchase it. Options for this type of policy can typically include 10-, 20- and 30-year plans. If you pass away during this term, your beneficiaries will receive the death benefit amount. This is the most affordable option for life insurance and is used for replacing lost income, covering burial expenses, paying off debt, business protection, and estate planning, as well as overall peace of mind.
Whole Life Insurance
Also known as permanent life insurance, a whole life insurance policy stays with you throughout your entire life, hence the name. Some of these policies offer an "investment-style" cash value, which is tax-deferred savings that grow over time at a specific rate. These policies are very good for legacy building. Other whole life insurance policies can assist with burial and final expenses.
Universal Life Insurance
Universal life insurance policies are more flexible but also require more work to be properly maintained. They offer the ability to build cash value and your premiums can go toward accumulation of this value, along with the death benefit. You can adjust the rate amounts without changing to a new policy. These plans are designed for individuals with a more flexible financial picture in their lives.