Your family deserves the best plan possible
What Are Affordable Care Act Insurance Plans?
Affordable Care Act (ACA), or "Obamacare," plans are coverage options also found on healthcare.gov. These comprehensive plans meet the requirements laid out in the Affordable Care Act. These policies usually come with monthly premiums, copays, an annual deductible and coinsurance.
If you have a preexisting condition or face a critical medical emergency, these policies can help to prevent catastrophic financial losses. These plans provide for inpatient/outpatient services, doctor visits, prescription drugs, hospital stays, etc.
An ACA plan ensures you cannot be denied coverage due to a preexisting condition. However, you can only enroll during open enrollment or special enrollment periods.
At Benefit Bloc, we'll work with you to select the right ACA plan for the needs of you and your family. Click the button below for an estimate of what your rates would be. Or call (866) 207-0594 to schedule an appointment with one of our experienced brokers.
Do I Qualify for Special Enrollment?
Open enrollment runs from November 1 - December 15. However, you may qualify for special enrollment if you:
- Change of income
- Changed primary place of living
- Death
- Denied Medicaid or CHIP
- Employer offered to help with cost of coverage, either through an individual coverage HRA (ICHRA) or QSEHRA
- Gained citizenship or lawful presence in the United States
- Gained/became a dependent
- Got divorced or legally separated and lost health insurance
- Got married
- Had a baby
- Lost qualifying health coverage in the past 60 days
- Member of federally recognized tribe or Alaskan Native corporation shareholder
- Released from incarceration
For more details, click here to read a guide directly from healthcare.gov.